Stacker-Financial Protection

By Jennie Boland for Wealth Enhancement When people ask, “How much life insurance do I need?” it’s rarely a straight-line answer. It depends on your income, expenses, lifestyle, obligations, and existing assets. What is clear is that this calculation matters even more when you’re in your 40s as your career and family grow.  To help

By Kim Mercado for ERGO NEXT If you freelance, sell products online, consult or run any kind of business from a home office, it’s easy to assume your homeowners policy has your back. After all, your business is in your home, and that’s already insured. Though your business may share the same roof as your

By Maurie Backman for Freedom Debt Relief A zero-based budget is a budgeting method built around one simple rule: your income, minus your expenses and savings, should equal zero every month. It gives every dollar in your paycheck a purpose. A dollar might be assigned to a household bill, an unsecured debt, or a savings

By Mary Beth Eastman for CarInsurance.com You’ve just been in a car accident. You’re shaken and aching, and your first thought is to call an ambulance, not your insurance company. You’re not thinking about money — not yet. In 2024, 2.42 million people were injured in U.S. crashes, according to National Highway Traffic Safety Administration

By Erik J. Martin for TheZebra.com When someone in your family passes away, it can trigger a cascade of financial complications, including insurance concerns, at a difficult time when you’re least prepared to handle them. Life and health insurance policies take priority, but don’t overlook your loved one’s homeowners insurance. Many families don’t realize that

By Tonya Sisler for Insurance.com The majority of homeowners either don’t think climate change is behind increased homeowners insurance rates, or aren’t sure if there’s a connection, according to the 2026 Insurance and Climate Change survey conducted by Insurance.com. The survey found that 43% believe climate change is impacting the home insurance market, while 32%

By Josh Carmichael for Jewelers Mutual Group Couples spend months planning a proposal. They research the ring, scope the location, coordinate with family and friends, and rehearse what they are going to say. What most do not do is insure their engagement ring before they get down on one knee. According to the 2026 Jewelers

Your wedding day is a significant occasion filled with joy and celebration, but it’s also a considerable financial investment. With so much at stake, you may want to consider purchasing wedding insurance as part of your wedding planning process. In this article, BriteCo explores the cost of wedding insurance to help you understand what factors influence

Jewelry insurance is worthwhile for any piece valued above your homeowner’s policy’s sub-limit, which is around $1,500 to $2,000, per the Insurance Information Institute. At 1% to 2% of appraised value per year, insuring a $6,000 engagement ring with a specialized jewelry insurance provider costs around $60 to $120 annually. This is a fraction of

Roughly 15% of U.S. drivers — approximately one in seven — were operating vehicles without valid auto insurance as of 2025, according to a study by the Insurance Research Council (IRC). This figure reflects a steady rise from pre-pandemic levels in 2020, a trend researchers have linked primarily to escalating premium costs that have strained household budgets across income

  Americans over the age of 60 reported $7.7 billion in total fraud losses in 2025, up 59% from 2024 to the Federal Bureau of Investigation’s Internet Crime Complaint Center. The average loss was $38,500. “The most challenging calls that we get in my office involve elder fraud,” said Rodnee Warr, a gerontologist and executive

Your credit score is an important metric that lenders and credit cards use to determine if you qualify for financing. While that score isn’t important to your car insurance company, they likely use the same underlying credit data to calculate another number that can significantly impact what you pay for coverage: your credit-based insurance score.

When a severe storm strikes, property owners face two immediate challenges: the physical damage itself and the complex administrative process that follows. Although it can be challenging, understanding how insurance claims work for storm-damaged properties could help you protect your financial interests during the recovery phase.  Storm damage continues to escalate across the United States,

Ahead of Cybersecurity Awareness Month this October, there’s no better time to focus on your risk of falling victim to a scam. In 2025, the Federal Trade Commission logged a record $15.9 billion in fraud losses from 3 million fraud reports. When thinking about a scam, you might picture an older adult getting tricked out of

If you’ve been labeled a high-risk driver due to tickets, accidents, or a gap in coverage, finding affordable insurance might seem daunting, but you have options. While your rates will likely be higher, insurance companies often provide competitive pricing for certain infractions. If standard carriers aren’t a fit, non-standard insurers specialize in helping drivers with

Learning how to manage your money is a little like learning how to cook a new dish. You might be a little intimidated by the ingredients or the fancy instructions using French words you’ve never heard of. But you enjoy the end result, and the next time you make the dish, it’s even easier. The

Jewelry insurance covers more than most people expect and excludes less than you might think. The basics: Dedicated jewelry insurance typically covers loss, theft, damage, and disappearance, including during worldwide travel. The fine print: A handful of specific situations aren’t covered, but most are uncommon. The documentation: An appraisal and photos are helpful to have,

Are you guilty of “sharenting” — oversharing details about your child’s life on social media, like a birthday, pet’s name, school name, or photos of where they live or spend time? It may seem harmless, but those details and proud moments can help cybercriminals answer security questions, build a profile, or piece together a child’s